Sadewa, Muhammad Zaky, Heru Tri Sutiono, and Dyah Sugandini. “Predictors of Digital Finance Application Adoption Intention Among High School Teachers in Bantul Regency”. Multidiscience : Journal of Multidisciplinary Science 3, no. 1 (January 8, 2026): 76–87. Accessed June 19, 2026. https://journals.stratapersada.com/index.php/multidiscience/article/view/478.