Baiq Nurafifa Putri, Jurana Nurdin, Haryono Pasang Kamase, and Masruddin. “Do Fintech Payments, Online Shopping Apps, and Fear of Missing Out Drive Consumptive Behavior? Evidence from Accounting Undergraduate Students”. Strata Business Review 4, no. 1 (May 31, 2026): 211–229. Accessed October 25, 2026. https://journals.stratapersada.com/index.php/sbr/article/view/522.